Regulatory Disclosure

This Regulatory Disclosure is provided by Seza App LLC (“Seza,” “we,” “our,” or “us”) for services branded as SezaPay. It explains how SezaPay operates, how transactions are processed, and important limitations and disclosures.

1. MSB Registration

Seza App LLC is registered as a Money Services Business (MSB) with the U.S. Financial Crimes Enforcement Network (FinCEN) and operates a risk-based compliance program.

2. Not a Bank

SezaPay is a payment facilitation service. SezaPay is not a bank, does not offer bank accounts, and does not provide interest-bearing accounts or FDIC insurance.

3. How Transactions Are Processed

Transactions initiated through SezaPay are processed through licensed third-party providers (including payment processors, telecom operators, eSIM providers, and digital gift card issuers). Seza may route transactions across partners for reliability, coverage, and pricing.

4. Wallet Balances (If Displayed)

Any wallet or balance information displayed in Seza reflects a ledger entry used to facilitate authorized transactions. SezaPay does not provide a bank account and does not represent insured deposits.

5. Compliance & Monitoring

To protect users and comply with legal obligations, Seza may apply verification, transaction monitoring, and risk-based limits. Seza may delay, block, or reverse transactions where required by law or to address suspected fraud or misuse.

6. Geographic Availability

Service availability depends on supported countries, carriers, and partner coverage. Certain features may be restricted in specific locations due to legal or partner requirements.

7. Support & Contact

For questions about this disclosure or your transactions:
Email: support@seza.app
Entity: Seza App LLC